Help with your debts (CAP) and Interest-free loans (IFL) here in Oxford

St Matthew’s and five other Christian churches run a CAP Debt Centre here in Oxford.

CAP provides the UK's leading debt-help service, and it is available free to absolutely anyone.

To get this free advice on all your debts ring freefone 0800 328 0006.

Job Opportunity

There’s an opportunity coming up for anyone who would like to train to be a CAP Money Coach. A couple of local people are attending a day for new CAP Money Coaches on 12th October in Birmingham. We can offer this training free of charge to any additional members of partner churches who would like to help run the course here in Oxford. Diary dates: 12th July, staff and church reps meeting together. Pray that as new people join and get to know one another that we’d develop ever stronger links between the churches and be able to encourage each other. 11th Aug, a social event to include clients – walk and afternoon tea. More details to follow.


At St Matthews we also have a very-low-interest loan scheme which is actually interest-free! Yes, it really is interest-free! To qualify for a loan from it you have to:

  1. Need it for a good purpose (up to £2,000);

  2. Prove you will be able to repay it (it is a loan, not a gift) in less than a year;

  3. Not be able to borrow it sensibly from elsewhere.

If you really do have a need and you think you might meet our conditions, speak to John Price,, or 07801 448929.

For further details of this loan scheme, click here.



Our Oxford CAP debt centre is part of the hugely successful Christians Against Poverty (CAP) charity, which now has over 300 debt centres across the UK offering free advice for people weighed down by debt.  CAP offers practical Christian love and witness by providing debt counselling help, financial and budgeting advice, and insolvency services. CAP-trained staff, accompanied by volunteers, visit clients in their homes to offer practical support, which includes planning budgets for clients, negotiating with creditors and, if necessary, providing emergency interim food shopping. This is real New Testament stuff - loosing the chains of oppression and bringing hope to the poor and isolated. It's massively exciting for Oxford and a fantastic Christian witness to the love of God.

We also run the CAP Money course in Oxford; CAP Money is the largest provider of face-to-face adult financial education in the UK. The course is friendly, informative, and fun, and suitable for anyone, not just those with money problems. To find the next CAP money course near you, click here.

We try to pray for CAP after the morning service at St Matthews on the 3rd Sunday of each month. Do please, if you possibly can, join us for this; we are usually in the vestry.

And don’t hesitate to contact me if you would like any more info about any of this. I am supposed to be your friendly local neighbourhood St Matthew’s CAP rep!  And we are always looking for more volunteers to do all sorts of little jobs, from shopping with a client, or baby-sitting occasionally, or wrapping presents, as well as the slightly more time consuming befriender role.

For more information please do have a look at CAP’s website

If you hear of anyone in need of financial debt help, please encourage them to ring CAP’s Freephone helpline – 0800 328 0006. The service is friendly, supportive, confidential and completely free.

The St Matthew's CAP representative is Nicky Rayner who can be contacted via the church office.